Attention homeowners in Miamisburg and Montgomery County: Get an Appraisal today!

The top seven reasons OH homeowners need EClark Group Appraisals, Inc.:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a OH divorce, where real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Montgomery County or the state of OH

Need help determining the value of your house in or near Miamisburg, OH?
Contact EClark Group Appraisals, Inc..

We at EClark Group Appraisals, Inc. understand the unique needs of a homeowner after appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. Being a regular consumer that probably doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At EClark Group Appraisals, Inc., we're experienced in helping consumers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other houses nearby. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal from EClark Group Appraisals, Inc. is your strongest weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from EClark Group Appraisals, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? EClark Group Appraisals, Inc. can help you with that. Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.